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FFMIG Finance for Migrants in Germany

Methodology

How MigrantMoney creates your money route.

The check uses your answers to decide which money step should come first. It does not connect to bank accounts, upload documents, score creditworthiness or show offers before your route is clear.

InputsSetup answers only
LogicRoute before offers
PrivacyNo bank connection

Route first. Offers later.

The check protects the order of decisions.

01

Urgent blockers come first

Bank rejection, missing setup information, low cash and rent pressure are checked before product options appear.

02

The result explains itself

Each route shows why it was selected, how confident the result is and which answers could improve it.

03

The route becomes action

The app turns the result into a checklist, so the next step is practical instead of another long guide.

What the tool checks

Eight route areas, one next step.

MigrantMoney looks at bank access, blocked-account needs, rent readiness, Schufa credit checks, salary timing, cash pressure, sending money home and general setup uncertainty. The goal is not to rank providers. The goal is to show what comes next.

What MigrantMoney is not

  • Not a bank or lender
  • Not a credit broker
  • Not an immigration or legal adviser
  • Not an official government service
  • No bank login, passport upload or credit check